Overview
When you assign a commission split to a sub-agent or business manager, you configure one or more split periods. Each split period defines how much the recipient earns, which commissions it applies to, and optionally a maximum they can earn. This article covers every option available when setting up or editing a split period.
Commission Rate Types
| Rate Type | How It Works | Best For |
|---|---|---|
| Percentage | Allocates a percentage (0–100) of the commission amount. All percentage splits for the same coverage type and dates combined cannot exceed 100%. | Standard sub-agent arrangements |
| Per Employee Per Month | Allocates a flat dollar amount multiplied by the number of employees on the commission record. Requires employee count on the imported commission. | Group cases paid on a per-head basis |
| Flat Amount | Allocates a fixed dollar amount regardless of the commission total. | Fixed-fee arrangements, referral fees, guaranteed minimums |
Filtering Which Commissions a Split Applies To
Product Type
Select one or more product types (Medical, Dental, Vision, Life, etc.). Click Select All to include every product type. New types can be added in Agency Settings.
Carrier
Optionally restrict the split to specific carriers. Leave blank for all carriers.
Compensation Type
Choose which compensation types this split covers — Commission (default), Override, Bonus, and/or Fees. Multiple types can be selected.
Benefit Effective Date Range
Restricts this split to commissions tied to benefits whose effective date falls within a specific window. Leave blank to apply to all benefits regardless of effective date.
Split Start Date and End Date
Split Start Date is required. End date is optional — if left blank, the system defaults to 12/31/9999 (no expiry).
Setting a Split Cap
The Split Cap sets a maximum dollar amount the recipient can receive within a given period.
| Applied For | How It Resets |
|---|---|
| Per Premium Payment | Applies independently per commission record. Never accumulates across payments. |
| Per Calendar Month | Resets on the 1st of each month. |
| Per Calendar Year | Resets on January 1st. |
| Per Plan Year | Resets based on the benefit's effective and renewal dates. |
| Lifetime | Never resets — tracks all splits ever generated by this period. |
Tip: Leave Split Cap blank if there is no maximum.
Comment Field
Use Comment for internal notes — contract reference numbers, reasons for specific date ranges, etc.
Validation Rules
- Overlapping dates: A new period overlapping an existing one for the same sub-agent, coverage type, and carrier is rejected with a link to the affected case.
- Percentage cap: Combined percentage splits for the same coverage type, carrier, and compensation type cannot exceed 100%.
- Duplicates: An exact duplicate (same effective date, end date, coverage type, and compensations) will be rejected.